Oh yes, I need more plants!!
By 'household fomula' - I apologize for my bad english - I meant a formula extracted, mixed and prepared by oneself. Like garlic and onion decoctions, equisetum preparations and stuff like that. Like the one I use now, a bit of detergent - as wettening agent - and isopropyl-alc and water. A stick, brush, lots of patience and infected plants.
Neem has a few advantages - like it does not affect bees, does not affect adult insects, is quickly destroyed without leaving metabolites etc. But it has also negative properties. As far as I know it acts upon the metabolism of larvae when changing moulds. That means it could affect as well predators like Coccinella and other wanted insects. And it will not affect adult shieldcritters, our beloved scales...
Then, it does only work at its best when highly emulsified. As I don't buy it I think there are a lot of formulas on the market, from azadirachtin to neem extracts, in solutions and emulsified to different degrees. And oil. This last, I think, could be contraproductive for the use we want.